
It was May 12th, 2020 when our honorable PM Narendra Modi announced the Atmanirbhar Bharat campaign in response to the biggest economic crisis since 1979 triggered by the Covid-19 pandemic and the subsequent 54-day lockdown. PM Narendra Modi has also appealed to all 1.3 billion Indians to be “Vocal for Local” – which stands for boycotting imported products and services and use products Made in India and promote them.
To make small-scale retailers feel self-reliant during times when there is a shortage of customers visiting their shops due to lockdown, Pay1 has developed and launched the Aatmanirbhar plan as a relief to these retailers. This package is focussed on providing alternate ways of earning commissions by serving customers through Pay1 to revive their profits under the Covid-19 crisis.
Aatmanirbhar plan from Pay1 is a free 3-months plan membership plan which can be extended further. Retailers can earn commissions by providing services in the Pay1 app like AePs, micro-atm, insurance, gold, domestic money transfer and many more.
Earlier you had to pay additional charges for activating each service through the Pay1 merchant app but now you do not need to bear any hassle as these things are all free under the Atmanirbhar plan. Initially, before the Covid-19 we offered all these benefits in the Aarambh, Gaati and Unnati Plan. But now to make things more simpler, Pay1 has launched the Atmanirbhar plan which provides all the services available in the Pay1 Merchant app for free with zero investment from the retailer’s end.
Now, you can earn upto 16000 per month as estimated earnings under the Aatmanirbhar plan. You just have to conduct atleast 30 transactions either major or minor to avail the benefits of the plan and to avoid the payment of Rs. 99 as rental charges per month if you perform less than 30 transactions.

To make it more easier to understand, this is the breakup of the earnings under Aatmanirbhar plan –
Services featured in Pay1 Merchant App | You Earn |
AePS | Rs. 2100* |
DMT (Charge 0.65%, min. ₹10/-) | Rs. 3000* |
Recharge | Rs. 800* |
Bill Payment | Rs. 150* |
Flights & Hotels | Rs. 8100* |
Cashdrop | Rs. 450* |
Motor Insurance | Rs. 250* |
Micro ATM | Rs. 850* |
*Prices/ Benefits are calculated monthly with an average of 10 transactions
To earn higher commissions for retailers, Pay1 has also had the Booster packs which will increase the commission rate where you can extend your earnings beyond Rs.16000 per month. Pay1 embraces the new initiative from the government to be Aatmanirbhar which is no doubt a welcome change and wishes all the benefits of the Aatmanirbhar plan to all the retailers amidst this Covid-19 pandemic.